Wondering if you can get a home loan with a bad credit score?

[david543]

Wondering if you can get a home loan with a bad credit score?

[chrissyhool]

If your rating is lower than 500, it would be really hard to get a loan from a bank

[sigericohouston]

It depends on the bank, but getting a mortgage with a bad credit score would always be difficult. Generally, you need a score of at least 620 to secure a loan to buy a house. You can also try if your score is somewhere in the 500s but not lower because the conditions would be too harsh.
So, it’s a good case for professionals from Mortgage Advice Bristol or a similar firm. They would look into your case and tell you what you can do not to make a mistake and choose the best option available to you. It’s possible they will suggest you try nonbank financial organizations that might offer better rates to people with a bad credit score.